Comments on: Buying Travel Insurance

By: Izy

Izy — Wed, 08 Feb 2012 22:42:41 +0000

Hi Matt,

Good article, as always. Do you have any advice for those who have more expensive items? I’m looking to travel freely, and long term and my home insurance company (from NZ) only lets me have coverage for a year. I have a few expensive items (Macbook Pro, Canon 5d mark ii, a few lenses, etc) and although World Nomads seem awesome, their coverage falls well short of my materialistic needs.

I see that Chris posted about perhaps in the future catering to the flashpacker – which maybe I am…. I want more info! They seem like a great company, but they’re no use to me when I can’t insure my stuff!

Thanks,
Izy

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Tue, 07 Feb 2012 00:53:12 +0000

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By: NomadicMatt

NomadicMatt — Wed, 18 Jan 2012 11:15:38 +0000

Welcome! Glad I can save you some money!

By: Tiffany

Tiffany — Mon, 16 Jan 2012 11:59:11 +0000

Wow! I’m glad I saw this page tonight! I’ve just spent some time over the last couple of days reviewing the fine print in the World Nomads travel insurance plan, and am going to hit the “go” button on purchasing it tomorrow. That 7% off will really come in handy since I’m getting a plan for 2 people for long term travel. Thanks Matt!

By: Jo

Jo — Sun, 26 Jun 2011 14:17:11 +0000

Thank you, thank you for the info! I’m planning on a trek to Everest Base Camp and I’ll be going by myself and I’m preparing like a rhino on steroids just to make sure I’m at my safest. Thanks for the tip!

I’m planning to get an insurance with World Nomad. I hope they’re as good as you said they are. =)

By: crazy sexy fun traveler

crazy sexy fun traveler — Wed, 22 Jun 2011 18:03:01 +0000

I use the travel insurance that comes with my credit card. But like you said, they always try not to pay you if something happens.

By: anonymous

anonymous — Sun, 05 Dec 2010 17:14:55 +0000

Has anyone ever had any experience with World Escapades?
http://www.worldescapade.com

By: marry

marry — Sat, 20 Nov 2010 11:29:54 +0000

Travel insurance only costs about 5% to 10% of its total investment of the trip, and is definitely worth buying. Although you can not come to any use, in the end, can give peace of mind from the beginning to the end of your holiday. If you buy a standard policy of travel insurance may be covered for medical expenses, trip cancellation or restriction, emergency medical rescue, and baggage loss and damage. Some travel policies offer broader coverage, which may include loss of money and personal possessions, personal liability, travel agent by default, and the medical meeting. If you need special coverage options you can pay a little more to add to your travel plans. You can also request an upper limit of compensation for coverage. For example, if you're going to keep expensive items in his luggage and the maximum amount of the initial payment is less than the total value of the items, you can ask for a better coverage for lost luggage. seminyak villas

By: NomadicMatt

NomadicMatt — Thu, 24 Dec 2009 22:11:41 +0000

Great additional info!

Thanks!

By: Erin P

Erin P — Wed, 23 Dec 2009 22:11:45 +0000

A few more tips for the regular or pending traveller;

- items stolen out of cars are not usually covered by any insurers

- insurance bought from an online vendor (closer to the source of the under-writing company) can be up to 50% less expensive than if you were to buy the exact insurance through your travel agent (budget or otherwise).

- check the rating of the under-writing company. ie AAA (in Australia at least) is good.

- you cannot claim for stolen goods unless you have an original proof of purchase and a police-statement.

- check to see if your credit card gives you travel insurance. For example; many larger CC’s insure all trips when you use your card to book. This includes car insurance… so you don’t have to pay extra to the rental car companies if you’ve booked it with your card.

- to claim for lost/damaged baggage on airlines, you must get paperwork/receipt from the airline stating that your bag is damaged/missing. If you walk away empty handed, they won’t take responsibility for your bag.

Happy and safe travels!